Chinese people bank: Adjust policy of loan of commerciality individual housing
From;    Author:Stand originally

Bank of electric China people announced xinhua net Beijing 22 days on October 22, since October 27, 2008, commerciality individual housing the floor level expand into of loan interest rate borrows money 0 of standard interest rate. Lowest of 7 times; head pay scale is adjusted for 20 % .

The Central Bank announces to reduce interest rate of loan of individual housing accumulation fund at the same time. Among them, 5 years period the following (contain) by 4 active. 32 % are adjusted for 4. 05 % , 5 years period above by 4 active. 86 % are adjusted for 4. 59 % , reduce respectively 0. 27 percent. The floor level of loan interest rate from housing, lowest head is purchased to pay after calamity of dweller of disaster area of earthquake of plain of short of Wenshui River policy of scale and privilege of interest rate of loan of housing accumulation fund is changeless.

The Central Bank points out, financial orgnaization is right loan interest rate of the client, head pay scale, should according to borrower it is to buy room or blame to buy a house first first, from housing or blame from housing, cover model whether is floor area common housing, and the risk element such as borrower credence record and reimbursement ability decides in distinction of floor level above.

End guild regulations is decided, buy first to the dweller common mix from housing improvement common the loan demand from housing, financial orgnaization can be mixed in loan interest rate head pay supportive; gives to be opposite by favourable condition on scale blame from housing, blame the loan requirement of common housing, financial orgnaization gives appropriately rise.

The Central Bank expresses, this policy is adjusted basically is the effect that produces possibly to our country to answer international banking crisis, support expands inside need, rise to be bought to the dweller common serve a level from the finance of housing, ensure and improve the people's livelihood.